ivka70 Otázka zadávateľky nie je až tak od veci. Totiž legislatíva ohľadne SDS sa mení častejšie ako ročné obdobia. Napr. pri vzniku SDS platilo, že tí, čo prvýkrát vstupujú do PP sú majú automaticky povinnú účasť na SDS a sú prihlásení na starobné dôchodkové sporenie do poisťovne, ktorú im vyberie SP, ak si nijakú poisťovňu nevyberú.
Teraz platí, že tí, čo nastupujú prvý krát do prac. pomeru sa môžu slobodne rozhodnúť pre účasť na SDS.
Napr. tu je pôvodné znenie § 15 a súčasné, vidno, ako sa zmenili pravidlá:
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pôvodný § 15
Vznik a zánik povinnej účasti na starobnom dôchodkovom sporení zamestnanca<o:p></o:p>
Povinná účasť na starobnom dôchodkovom sporení zamestnanca vzniká odo dňa vzniku povinného dôchodkového poistenia zamestnanca podľa osobitného predpisu15) a zaniká dňom zániku povinného dôchodkového poistenia zamestnanca podľa osobitného predpisu, 15) ak tento zákon neustanovuje inak.<o:p></o:p> <o:p> </o:p> súčasný § 15
Vznik a zánik prvej účasti na starobnom dôchodkovom sporení<o:p></o:p>
Fyzickej osobe uvedenej v § 14 ods. 1 a 3 vzniká prvá účasť na starobnom dôchodkovom sporení od prvého dňa kalendárneho mesiaca, ktorý nasleduje po kalendárnom mesiaci, v ktorom bola zmluva o starobnom dôchodkovom sporení zapísaná do registra zmlúv, a zaniká dňom zániku dôchodkového poistenia podľa osobitného predpisu.<sup>3)</sup>
Takže Katalin, ak máš záujem o SDS, vyber si spoločnosť, v ktorej si chceš sporiť II. pilier a uzavri s ňou zmluvu. Túto spoločnosť v prípade potreby môžeš po nejakom čase aj zmeniť.